Americans could receive $1,745 after Donald Trump’s promise – here’s when it could hit your bank

Americans have heard about a possible $1,745 payout, but it’s far from guaranteed. The idea comes from Donald Trump’s tariff plans, where rising costs could be returned to the public as direct payments.

Originally pitched as a dividend funded by tariffs, the plan hit a setback after the Supreme Court blocked that approach. Now, it’s being discussed more as a potential refund, based on estimates that consumers paid about $231 billion in tariff-related costs—around $1,745 per family.

Trump has suggested payments could target those earning under $100,000 and possibly begin in mid-2026, but nothing is finalized, and the outcome still depends on further legal decisions.